If I were you, I'd go to freecreditreport.com
I know it's on TV and whatnot, but that's where you can really see your full credit report, your score, etc. Go on there, check EVERYthing to make sure it pans out, and if there's any problems whatsoever, write them down and contact the credit bureaus (Equifax, Experian, whatever).
Those are the legit guys, they should be able to help you.