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I found out recently I have tears in my outer and inner meniscus.
I had pain skating and training and got MRI's. So I'm 100% sure.
The problem is, I'm almost 39.
The doctors want to do surgery but I'm afraid I'll never skate again after that.
You know how some dotcors can b/ "You're 39 still playing on a toy, time to quit".
What advice would you give to someone with torn meniscus?
Go for surgery? Or try exercises.
I'm scared 
.
My advice is whatever route you decide to go: get advice from legit professionals who know their shit and have experience working with athletes. I live in Germany and most of the physical therapists and doctors basically work with the aim of getting an adult person well enough to work in an office. A person who is used to working with athletes has a very different approach.
This x1000
Search, search search, for a professional that's right for you. Here in America that can be a nightmare, my boss just paid out of pocket because he got some rare knee condition and all the people on his plan were telling him to rest for 6 months, no hard cycling, and stay off it... If it doesn't get better after that, then maybe surgery... He's a serious cyclist, that plan put him at risk of not doing what he loves for a year, that's so fucking insane.
So he traveled a few hours away, paid serious cash out of pocket and had an actual professional who understands athletes, specifically cyclists break down WHY he originally had the issue, and all the things he should do daily to rectify it. Saw immediate results.
Likewise, my wife, the strongest human I know, is super flexible and tough. She got tboned by a truck on her bike, spent a week in the hospital with 3 pelvic fractures, skull fracture, etc. Luckily no surgery required. But when she did pt, they treated her like a damn 90 year old, they basically wanted to spend the entire month just slowly getting her to a casual walking pace. Didn't push at all. She would basically come home and spend hours researching and doing pt herself.